Financial

Financial Benefits

Financial security is more than just a paycheck—it’s about planning for the future and protecting what matters most.

With the Guideline 401(k), employees can easily invest in their retirement, ensuring long-term financial growth.

Life and Accidental Death & Dismemberment (AD&D) Insurance provides peace of mind, offering financial support to loved ones in the face of the unexpected.

Long-term disability Insurance provides employees with a safety net, protecting their income if an extended illness or injury keeps them from working.

Guideline 401K

We proudly offer Guideline 401K savings plans tailored to your investment preferences. The plan includes the company’s 4% match that will help accelerate your savings portfolio and be unlocked after six (6) months of employment at Everbright.

For additional plan details, specifics, and information on rolling over a 401 (k) from a previous employer, visit the Guideline website at my.guideline.com.

Life and Accidental Death & Dismemberment Insurance (AD&D)

How Does it Work?

This coverage is to help your family pay for basic living expenses, final arrangements, tuition, and more in the event of your death.

AD&D insurance is also available, which can pay a benefit if you survive an accident but have certain serious injuries. It can pay an additional amount if you die from a covered accident.

What Else is Included?

If you are diagnosed with a terminal illness and have less than 12 months to live, you can request 100% of your life insurance benefit (up to $250,000) while you are still living. This amount will be taken out of the death benefit and may be taxable.

For additional plan details, please visit www.unum.com.

Who can get Term Life Coverage?

If you are actively at work for at least 40 hours per week, you can receive coverage for:

    
            You
          
            You can receive a benefit amount of $50,000. You can get up to $50,000 with no medical underwriting.

Who can get Accidental Death & Dismemberment (AD&D) coverage?

    
            You
  
            You can receive an AD&D benefit amount of $50,000.

Note: No medical underwriting is required for AD&D coverage.

For additional plan details, please visit www.unum.com.

Long-term Disability Insurance

How Does it Work?

This employer-paid coverage provides a monthly benefit if you have a covered illness or injury and cannot work for a few months, or even longer.

You’re generally considered disabled if you’re unable to do important parts of your job, and your income suffers as a result.

Why is this Coverage so Valuable?

Everbright is paying the cost of this coverage. You can use the money however you choose. It can help you pay for your rent or mortgage, groceries, out-of-pocket medical expenses, and more.

For additional plan details, please visit www.unum.com.